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18 44 45

I needed to pay my son's school fees the same day. The banks were too slow but luckily MPOWA Finance were able to help. I got the cash in my account within 2 hrs without leaving my desk!

Mr Maboko, Kathlehong

I wanted a cash loan that was easy to apply for each month. With MPOWA Finance I never left my desk when applying for a new loan. I uploaded all my documents and just waited for the money!

Mr Moyo, Yeoville

I needed a personal loan fast and could not take time off of work. With MPOWA Finance I got an INSTANT decision and was able to track my loan’s progress online! So easy & convenient.

Mr Monedi, Soweto

I needed cash for groceries a week before payday. MPOWA Finance gave me INSTANT approval and I got cash in my account on the same day!

Ms Ngwenya, Orange Farm

I was broke at months end and urgently needed money for petrol. I tried MPOWA Finance and was impressed with the slick application process. It was so easy to submit my documents and I had the cash in no time!

Mrs Brown, Fourways

I needed to pay my son's school fees the same day. The banks were too slow but luckily MPOWA Finance were able to help. I got the cash in my account within 2 hrs without leaving my desk!

Mr Maboko, Kathlehong

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  • Total Debit Orders and Monthly Expenses

    Please supply the total amount of REGULAR debit orders and Monthly Necessary Expenses that go through your account each month. These include all insurance, cell-phone, Telkom and loan / finance / credit card/ living expenses/ rent/ mortage amounts. Please be accurate as this may hamper the speed of the processing your loan application

    INTEREST AND FEES

    NON-PAYMENT PROCEDURES

    RENEWAL POLICY

    Fees and interest charges by MPOWA Finance (Pty) Ltd in terms of chapter 5 of Credit Act no.34 of 2005:

    - Initiation Fee of 15% of loan amount up to R1000, thereafter 10% plus VAT.
    - Service Fee of R50 per month plus VAT.
    - Interest of 5% per month/ 0.17% per day. 60%pa

    Illustrative example:

    Loan Amount: R1000 for 30 days

    Initiation Fee: R171

    Service Fee: R57

    Interest: R58.55

    Interest rate: 5%pm 60%pa (fixed)

    Outstanding Loan Amount: R1286.55

    Illustrative 348.63% APR

    - Interest of 5% per month will accrue on all outstanding balances

    - A Service Fee of R57 will be charged for all accounts 30 days in arrears.

    - All attempts will be made to contact the client to agree repayment terms, where after legal proceedings will be enforced.

    - Non - payment will result in a client’s credit profile being negatively impacted.

    - Renewal is not automatic and is subject to employment and affordability criteria.

    - From time to time MPOWA Finance(Pty)Ltd reserve the right to do a new enquiry on your credit profile and readjust your loan offer if your circumstances have changes since first approval.

    - Upon reapplication you will qualify for the same amount until you have successfully repaid 3 consecutive loans. Thereafter, if you feel your employment or credit circumstances have improved, you may apply for an increase through your assigned loan officer.

    - No fees are charged to renew/ reapply for loans.